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  • Types of Loans (FINA171 - SIGAFIN)

Mutual

This type of loan considers loan operations related to an agreement where maturities, rates, values and guarantees (Promissory Notes (NP); Receivables) are established. Mutual loans are destined to companies in need of working capital.


Secured Account (C.C.G)

A type of revolving credit, openned with a usage limit of a certain credit or related to a credit current account. Secured Account provides immediate liquidity to the clients in order to meet their emergency needs.


Compror

It is a financing credit line destined to the acquisition of inputs or products for inventory.


Vendor

Credit line granted to manufacturers and suppliers of goods, in order that the sales said products are paid in cash, enabling financing for its clients.


Discount

The client anticipates the resources mentioned in Credit Bill (trade notes, promissory notes and others), future collection, usually from commercial operations.


Guaranteed/ linked collection

Electronic or regular collection of credit bills (trade notes, promissory notes and others) that are considered guarantees in loan operations (mutual/ CCG). Destined to companies operatings in the Middle Market segment.



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