0 = Portfolio

A collection bill that is with the company, i.e., has not been routed to a financial institution or legal process.

The accounts receivable bill added to the system is already created in this collection situation. If the bill is not routed to a collection by the means of an agent, it is kept in this situation. (E1_SITUACA = 0)

1- Simple Collection (uses bank for its transfer)

A service provided by the bank to the account holder. Using a document called bordereau that is attached to the duplicates, the company routes the bill so that the bank can collect from the respective debtor to the company.

The accounts receivable bill added to the system, when transferred to this kind of situation, will change its status to "simple collection" (E1_SITUACA = 1). At this moment, the bearer field is filled in. (E1_PORTADO = the bank code)

2- Discounted Collection (uses bank for its transfer)

Linking a discount operation, in which the financial institution credits the value of the bill in the account of the current account holder - with the discount rate, determined by the financial institution, already applied - and the financial institution becomes the creditor of the bill. However, the holding company remains responsible for the bill in case the customer does not pay it, that is, in a situation of default, the holding company must reimburse the financial institution.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "collection discounted" (E1_SITUACA = 2). At this point, the bearer field is entered. (E1_PORTADO = the bank code). At the time of the transfer, you must inform the discount rate and the IOF rate applied by the financial institution. The credit of the value already discounted is performed to the company's checking account. This credit can occur by posting at the time of the transfer or in a later posting. This operation is only possible if no unreturned check is linked to the bank.

3 - Pledged Collection (uses bank for its transfer)

The financial institutions receive duplicates (bills) as a guarantee for the credit operation. When the bills are paid, you can amortize, i.e., transfer, or replace the guarantee offered to the bank as specified in the contract between the account holder and the financial institution.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Pledged collection  (E1_SITUACA = 3). At this point, the bearer field is entered. (E1_PORTADO = the bank code)

4 - Linked Collection (uses bank for its transfer)

This type of operation can be used in two ways, discounted and pledged, but the difference between the linked collection type and the others is that the amounts received will be credited to the account holder at the time of discharge (payment of the title by the creditor to the financial institution), but without the guarantee offered to the bank.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Linked collection" (E1_SITUACA = 4). At this point, the bearer field is entered. (E1_PORTADO = the bank code)

5 - Collection with Attorney (uses bank for its transfer)

It is a procedure carried out by a lawyer or a law firm to assist the creditor in order to intervene out of court for the debtor to pay a due credit, that is, it is a kind of credit recovery through extrajudicial means.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Collection with Attorney" (E1_SITUACA = 5). At this point, the bearer field is entered. (E1_PORTADO = the bank code)

6 - Legal Collection (uses bank for its transfer)

It is a procedure carried out by the Judiciary Branch triggered by the creditor in order to intervene in court for the debtor to pay a due credit, that is, it is a kind of credit recovery through legal means.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Legal collection" (E1_SITUACA = 6). At this point, the bearer field is entered. (E1_PORTADO = the bank code).

7- Discounted Deposit Collection (uses bank for its transfer)

This type of operation can be used as a guarantee for a financial operation, and the credit is made when the bills are transferred to the bank. The financial institution is responsible for collecting the bill, and if it is not successful, the company will be required to replace the guarantee.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Discounted Deposit Collection" (E1_SITUACA = 7). At the time of the transfer, you must inform the discount rate and the IOF rate applied by the financial institution. The credit of the value already discounted is made to the company's checking account. This credit can occur by posting at the time of the transfer or in a later posting. At this point, the bearer field is entered. (E1_PORTADO = the bank code)

F = Protest Portfolio (does not use a bank for its transfer)

It is a procedure carried out by extrajudicial notification (notary for the protest of bills and documents) triggered by the creditor for the debtor to pay a due credit, that is, it is a kind of credit recovery through extrajudicial means. The bill is removed from the bank for the protest to take place.

The accounts receivable bill included in the system, when transferred to this option, will have its status changed to the type "Protest Collection" (E1_SITUACA = F), and the bearer field will be empty (E1_PORTADO = removing the bank code) if it is filled.

G = Agreement Portfolio (does not use a bank for its transfer)

Negotiation procedure via an agreement with the debtor to receive the amounts owed, without any judicial, notary or banking ties, that is, a direct agreement between the parties.

The accounts receivable bill included in the system, when transferred to this option, will have its status changed to the type "Agreement Collection" (E1_SITUACA = G), and the bearer field will be empty (E1_PORTADO = removing the bank code) if it is filled.

H = Notary Collection (uses bank for its transfer)

It is a procedure carried out by extrajudicial notification (notary for the protest of bills and documents) triggered by the creditor for the debtor to pay a due credit, that is, it is a kind of credit recovery through extrajudicial means. The bill is still bound to the bank for the collection to take place.

The accounts receivable bill included in the system, when transferred to this type of situation, will have its status changed to "Notary collection" (E1_SITUACA = H). At this point, the bearer field is entered. (E1_PORTADO = the bank code)